TERMS AND CONDITIONS

Welcome to Swerte99! These Terms and Conditions ("Terms") govern your use of our website, mobile applications, real-money online casino games, sports betting services, and financial cashier systems. By registering an account, depositing funds via GCash, Maya, or bank transfer, or playing any game on Swerte99, you confirm that you have read, understood, and agreed to be bound by these Terms.

1. Player Eligibility & Account Creation

To register and maintain an active player profile on Swerte99, you must comply with the following eligibility criteria:

  • Legal Age Requirement: You must be at least 18 years old (or the legal age for online gambling in your local jurisdiction). Underage gambling is strictly prohibited.
  • Geographic Eligibility: You must be located in a jurisdiction where online gambling and sports betting are permitted by law. Players must register with an active Philippine mobile number starting with 09.
  • Single Account Policy: Each player is allowed to create and operate only one (1) account. Registering multiple profiles using alternate mobile numbers, fake names, or shared payment accounts to exploit registration bonuses or promotions is strictly forbidden and will result in the immediate closure of all associated accounts and forfeiture of balances.
  • Accurate Information: You agree to provide true, current, and accurate personal details during registration and profile verification.

2. GCash, Maya & Banking Rules

All financial transactions conducted on Swerte99 are subject to the following rules:

  • Payment Account Ownership: The name registered on your GCash, Maya, or bank account must match the legal name registered on your Swerte99 profile. Third-party deposits or cashout requests to payment accounts belonging to another person are strictly prohibited.
  • Minimum Transaction Limits: The standard minimum deposit is ₱100 via e-wallets, and the minimum withdrawal is ₱200. Swerte99 charges zero processing fees on deposits or cashouts.
  • Processing Times: While e-wallet withdrawals via GCash and Maya are typically processed within 15 minutes to 2 hours, processing times may occasionally vary due to payment gateway network maintenance or compliance verification checks.

3. Promotions, Bonuses & Turnover Requirements

All promotional offers, free bonuses, and deposit matches on Swerte99 are governed by specific promotion terms:

  • Turnover (Wagering) Requirement: Bonus credits cannot be withdrawn immediately. You must fulfill the specified turnover multiplier (e.g., 10x or 20x valid bet turnover) on eligible games before bonus funds convert into cashable balance.
  • Game Contribution: Different game categories contribute varying percentages toward turnover requirements. Online slots usually contribute 100%, while table games or low-risk bets may contribute less.
  • Promotion Expiration: Bonuses must be claimed and fulfilled within the specified validity period stated in the promotion terms. Unclaimed or unfulfilled bonuses will expire automatically.

4. Fair Play, Anti-Fraud & Account Security

Swerte99 is committed to maintaining a fair and transparent gaming ecosystem:

  • Prohibited Practices: Software manipulation, automated bots, collusion, arbitrage betting, exploit of system glitches, or group betting strategies intended to guarantee risk-free profits are illegal and prohibited.
  • Account Inspection: Swerte99 reserves the right to audit game logs, transaction histories, and identity verification documents at any time. Accounts suspected of fraudulent activity or money laundering may be suspended pending investigation.
  • Password Confidentiality: You are solely responsible for maintaining the confidentiality of your account login credentials and PIN. Swerte99 is not liable for unauthorized access resulting from player negligence.

5. Intellectual Property & Service Availability

All logos, game graphics, trademarks, software code, and content displayed on Swerte99 are the intellectual property of Swerte99 or its licensed game providers. While we strive to ensure 24/7 service availability, Swerte99 is not liable for temporary service interruptions caused by scheduled maintenance, payment gateway downtime, or internet connectivity issues beyond our control.

6. Amendments to Terms

Swerte99 reserves the right to update or modify these Terms and Conditions at any time. Continued use of our website or services following any updates constitutes acceptance of the revised Terms.